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Accounting & Finance

ClearPath

Financial clarity for every stage of growth.

Accounting/Bookkeeping · Payroll, Tax, CRA Compliance · Financial Planning & Analysis (FP&A)

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"Most accountants file what happened. A CFA-trained analyst builds what comes next."


ClearPath was built on a single conviction: that growing Canadian businesses deserve the same calibre of financial leadership as the institutions that once employed us — without the overhead of a full finance department.

Michael Tadros is a senior finance professional with over 10 years of institutional experience at TD Bank, Scotiabank, Citi, and MUFG — leading FP&A mandates, capital planning programs, and transaction advisory engagements across global markets.

His track record spans:

  • FP&A leadership — forecasting, variance analysis, and board-level reporting at scale
  • Capital oversight across a 50+ initiative enterprise portfolio, applying IAS 38 standards
  • Enterprise ERP implementation — migrating 6,000+ monthly reconciliations from legacy systems to cloud infrastructure
  • M&A advisory on transactions from $50M to $300M — across healthcare, manufacturing, and real estate

At ClearPath, that depth of experience is applied directly to your business. Whether you need clean, reliable books each month or a strategic finance function capable of supporting your next raise, acquisition, or growth phase — every engagement is structured around your goals, not a standard package.

And because business and personal finances are rarely separate decisions — ClearPath also works with founders and professionals on personal financial planning, compensation structuring, and wealth-building strategy. The same analytical rigour, applied to your own balance sheet.

All work is delivered on industry-standard cloud platforms. Your financials are accurate, audit-ready, and always accessible.

Michael Tadros, CFA Level II Founder & Managing Director — ClearPath Accounting & Finance

Three Pillars of Financial Support

From operational bookkeeping to institutional-grade FP&A — structured financial support at every stage of your growth.

01

Financial Planning & Analysis (FP&A)

Institutional-grade forecasting and decision support — the strategic layer that turns your financial data into clarity and direction.

  • Budgeting & rolling forecasts
  • Cash flow modelling & scenario planning
  • KPI & performance dashboards
  • Variance analysis & management commentary
  • Executive & board reporting packages
  • Business valuations & investment analysis
02

Bookkeeping & Financial Reporting

Accurate, timely books are the foundation of every good financial decision. We handle the detail so you can focus on the business.

  • Monthly bookkeeping & reconciliations
  • Bank & account reconciliations
  • Financial statement preparation
  • HST/GST filing & CRA compliance
  • Reporting clean-up & system setup
  • Cloud accounting platform management
03 $

Payroll, Tax & CRA Compliance

Payroll handled accurately every cycle, tax returns filed on time, and full CRA compliance managed end to end — personal and corporate.

  • Payroll processing & direct deposit
  • CRA remittances & source deductions
  • Personal tax returns (T1)
  • Corporate tax returns (T2) & year-end filing
  • T4, T5 & information slip preparation
  • ROE preparation & HR reporting

Experience Across Canadian Financial Institutions
& Global Capital Markets

Scotiabank
Bank of Nova Scotia
Capital Planning & Investment Oversight

Supported evaluation and prioritization of a 50+ initiative capital portfolio, applying IAS 38 capitalization standards and structuring forward-looking capital forecasts integrated into enterprise planning cycles.

Delivered governance-ready reporting packages to support executive decision-making at the senior leadership level.

MUFG Investor Services
MUFG Fund Services
Global FP&A & Executive Reporting

Led consolidated forecasting, variance analysis, and annual planning under IFRS standards across global operations.

Developed board-level reporting packages, rolling forecasts, and performance dashboards to sharpen executive visibility and strategic capital allocation.

citi
Citi
Liquidity Planning & Performance Optimization

Structured multi-region liquidity analysis and funding assessments spanning six global markets.

Built executive KPI dashboards in Power BI to drive capital allocation decisions and forward cash flow forecasting across business lines.

TD Bank
TD Bank
Financial Systems & Reporting Transformation

Led end-to-end ERP implementation — migrating 6,000+ monthly reconciliations from legacy systems to cloud infrastructure.

Established validation controls, reporting standards, and cross-functional alignment between Finance, Operations, and Technology.

Selected M&A & Advisory Transactions

$300M
Appliances manufacturing merger — valuation, synergy modelling & integration planning
$150M
Healthcare platform consolidation — DCF & integration models across 4 hospitals
$120M
IT services acquisition — pro forma 3-statement model & synergy analysis
$90M
Dairy manufacturing acquisition — financial due diligence & risk modelling
$70M
Capital raise for aquaculture expansion — multi-year projections & prospectus drafting
$50M+
Real estate development financing — debt structuring & lender underwriting models

Why Choose ClearPath

Institutional Rigour

Financial processes built to the standard of Canada's largest banks — applied to your business.

Direct Access

You work directly with Michael — not a junior associate. Same-day response, always.

CFA-Level Analysis

Investment-grade analytical rigour — the same framework used in public markets, applied to your business and personal wealth.

Business & Personal

Beyond the business — salary, holdco, and wealth strategy for founders who want both sides of the balance sheet working together.

Every Business Has Different Financial Complexity

Every business has different financial complexity and growth objectives. Let's structure a solution tailored to your stage — whether you're building the foundation or scaling to the next level.

Book a Discovery Call

No obligation. 30 minutes. We'll discuss your needs and outline a tailored engagement.

Schedule Your Free Call

Prefer to write? Use the form below.

Phone 289-937-2124
Location Greater Toronto Area
Remote & On-Site — Serving Canada
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